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Monday, August 24, 2026Vol. II · No. 24 · Omaha, Nebraska
MoneyHole

Shoveling You Deeper Into Financial Wisdom

Omaha, Nebraska

MARKETS
HOPE-4.2%RENT+11.8%WAGEunch.VIBES+212.5%DOOM+3.7%ROCK+9.1%BEANS-0.03%EGGS+14.6%DEBT+6.9% · recordDGNTY-18.0%SLEEP-2.4%PTO-100.0% · expiredRSUHALTED · pending vestPLSMA+2.2% · twice weeklyPNTS+1,400 ptsLATTE$7.25HSTL+45.0%STRTRno bidTMSHRlimit downIRA-0.9%SSA255$255 · unch. since 1954BOOMR+52.0%GENZdelistedCOPE+18.4%LUCKunch.FICO-41 ptsEQTY+0.0% · theoreticalDDCTBL+$3,400TIPS+22.0% · prompted at kioskTIME-24 hrsMOMLNrestructuredBRNCH$61.00LOYAL-0.4%PENSNno longer quotedSILVR+1.1% · still not gold

The National FabricC · Rural Combustibles

C2C

Rolling Coal Diesel Patriots

The truck is the platform, personality, and political affiliation.

Reference marketFirst identified in Independence, Iowa (ZIP area 50644).

Also found inMonticello, Indiana; Leipsic, Ohio; Grand Island, Nebraska; Council Bluffs, Iowa.

A personal brand financed at 9.9 percent.

Portrait

In their own words

  • Age35
  • Income$85K
  • Net worth$40K
  • Education16%
  • Home$240K
  • Ownership60%
  • HouseholdEngaged someday; dog rides shotgun
  • VehicleDeleted diesel RAM
  • Debt84-month note
Vice
$1,400/mo truck payment
Most likely to
Owe more on the truck than the trailer it is parked at
Signals
Aftermarket parts, flags, beef jerky

Who they are

The truck is the personality, the platform, and the political party, in that order. It is a deleted diesel RAM carrying a $1,400 monthly payment on an 84-month note, meaning he finishes paying for it roughly when it dies. The exhaust is tuned to blow soot at Priuses, a hobby that costs fuel mileage and friends. He owes more on the truck than on the trailer it's parked beside, but the truck has a personal brand and the trailer does not. Engaged 'someday'; the dog rides shotgun because the dog never asks about the APR. Stickers cover the body panels that equity cannot.

Our neighborhood

Exurban frontage roads and gravel lots where the trucks gather like a car show nobody scheduled. Bass Pro is the mall, the gun show is the conference, and Buc-ee's is a pilgrimage site. Aftermarket catalogs arrive faster than the mail. Every flag is oversized, every payment is monthly, and every conversation eventually becomes a torque figure delivered with religious certainty.

Shopping

Aftermarket catalogs arrive faster than the mail: stacks, tuners, light bars, and a sticker for every body panel equity cannot cover. Bass Pro is the mall, the gun show is the annual conference, and Buc-ee's is a pilgrimage with brisket. The dog rides shotgun and has never once asked about the APR.

Spending

A deleted diesel RAM at $1,400 a month on an 84-month note, meaning the final payment lands approximately when the truck dies. He owes more on the truck than on the trailer it parks beside, which is acceptable because the trailer has no personal brand. Fuel mileage was traded for a hobby that also costs friends.

Media

Truck YouTube, a diesel forum with a 400-page thread about the same tune, and a Facebook page that posts flags at 5 a.m. Talk radio between job sites. Every conversation eventually resolves into a torque figure delivered with religious certainty.

Interests

Rolling coal at a Prius, a leisure activity with a fuel cost and a legal exposure. Truck meets in gravel lots nobody scheduled, an engagement penciled for someday, and a flag that grows annually. The truck is the platform, the personality, and the political party, in that order.

Where they live

Darker is more of them.

C2 · ROLLING COAL DIESEL PATRIOTS

ZIP CODES

How thick on the ground

$68K

Median household income

0.94× the national median

$263K

Typical home value

0.99× the national median

3.8×

Home value against income

1.01× the national median

20%

Bachelor's degree or higher

0.85× the national median

74%

Owner-occupied

Share of occupied units

$1,200

Median gross rent

Monthly, contract plus utilities

2.60

Average household size

Persons per occupied unit

40.5

Median age

Years

How they compare

Against the average American household.

  • Median household income

    0.94×

    $68K here$72K everywhere else

  • Typical home value

    0.99×

    $263K here$266K everywhere else

  • Bachelor's degree or higher

    0.85×

    19.8% here23.3% everywhere else

  • Home value against household income

    1.01×

    3.80× here3.76× everywhere else

Who lives next door

Household types that turn up on the same blocks.

The receipts

No.SignalAgainst the countryReading
  1. 01Households with a vehicle41st94.6%
  2. 02Bachelor's degree or higher39th19.8%
  3. 03People per square kilometre57th144 /sq mi
  4. 04Owner-occupied42nd74.3%
  5. 05Median age41st40.5 yrs
  6. 06Married adults43rd51.1%
  7. 07Residents 35 to 4456th12.5%
  8. 08Commutes by transit46th0.4%
  9. 09Foreign-born residents56th6.0%
  10. 10Enrolled in college56th4.3%

SourcesFigures from the U.S. Census Bureau. Everything else is observation.