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Monday, August 24, 2026Vol. II · No. 24 · Omaha, Nebraska
MoneyHole

Shoveling You Deeper Into Financial Wisdom

Omaha, Nebraska

MARKETS
HOPE-4.2%RENT+11.8%WAGEunch.VIBES+212.5%DOOM+3.7%ROCK+9.1%BEANS-0.03%EGGS+14.6%DEBT+6.9% · recordDGNTY-18.0%SLEEP-2.4%PTO-100.0% · expiredRSUHALTED · pending vestPLSMA+2.2% · twice weeklyPNTS+1,400 ptsLATTE$7.25HSTL+45.0%STRTRno bidTMSHRlimit downIRA-0.9%SSA255$255 · unch. since 1954BOOMR+52.0%GENZdelistedCOPE+18.4%LUCKunch.FICO-41 ptsEQTY+0.0% · theoreticalDDCTBL+$3,400TIPS+22.0% · prompted at kioskTIME-24 hrsMOMLNrestructuredBRNCH$61.00LOYAL-0.4%PENSNno longer quotedSILVR+1.1% · still not gold

The National FabricB · Suburban Sedation

B5B

Costco Doomsteaders

Prepper-lite. A few months of freeze-dried lasagna and a generator.

Reference marketFirst identified in Monument, Colorado (ZIP area 80132).

Also found inLehi, Utah; Prior Lake, Minnesota; Meridian, Idaho; Sedan, Montana; Olathe, Kansas.

Collapse preparedness by people who still trust returns policy.

Portrait

In their own words

  • Age49
  • Income$130K
  • Net worth$310K
  • Education39%
  • Home$360K
  • Ownership91%
  • HouseholdMarried; garage called the bunker
  • VehicleF-150 used twice a year
  • DebtManageable, spread across pallets
Vice
Bulk purchasing
Most likely to
Buy a 27-lb tub of mayonnaise just in case
Signals
Chest freezers, Kirkland batteries, storm anxiety

Who they are

Prepper-lite for the comfortable: collapse is coming, but they'll face it with a Costco membership and a generous returns policy. Forty-nine, $130K income, $310K net worth, and a garage they call 'the bunker' that holds a chest freezer of freeze-dried lasagna, a 27-lb tub of mayonnaise, and enough Kirkland AA batteries to power a small grievance. The Costco Doomsteaders drive an F-150 used twice a year, financed at a rate they call 'manageable, spread across pallets.' The credit-card application is mostly a Costco Citi statement with one alarming month of generator-and-ammo activity. They prepare for societal breakdown while fully trusting that, worst case, they can return the unopened buckets within 90 days.

Our neighborhood

A 3-bed exurban house with a deep garage rebranded 'the bunker,' fifteen minutes from a Costco treated as a strategic supply depot. Two chest freezers hum in the basement; shelving units hold #10 cans, bottled water, and storm-season impulse buys. The F-150 sits clean in the driveway, hitched to a generator used exactly once during a four-hour outage.

Shopping

The garage is 'the bunker,' which is a Costco run with a narrative attached: a chest freezer of freeze-dried lasagna, a 27-pound tub of mayonnaise, and enough Kirkland AAs to power a modest grievance. Number ten cans on shelving units, bottled water stacked into a wall, storm-season impulse buys in labeled bins. Civilizational collapse is backstopped by a 90-day return policy on unopened buckets.

Spending

Income $130K, net worth $310K, and an F-150 used twice a year financed at a rate described as manageable, spread across pallets. The Citi statement is 94% Costco and one alarming month of generator-and-ammo activity. The generator ran once, during a four-hour outage, and got discussed for a year.

Media

YouTube channels about grid fragility, a weather app checked like a rosary, and a podcast that opens with a gold ad and closes with a water-filtration ad. Local news is watched specifically for the storm graphics. Nothing gets read to the end.

Interests

Rotating stock, auditing expiration dates, and explaining the difference between prepping and hoarding to a wife who has already run that math. The weekend project is shelving, permanently. Collapse is coming, but comfortably, and with a membership card.

Where they live

Darker is more of them.

B5 · COSTCO DOOMSTEADERS

ZIP CODES

How thick on the ground

$112K

Median household income

1.55× the national median

$496K

Typical home value

1.86× the national median

4.3×

Home value against income

1.14× the national median

40%

Bachelor's degree or higher

1.72× the national median

84%

Owner-occupied

Share of occupied units

$1,920

Median gross rent

Monthly, contract plus utilities

2.73

Average household size

Persons per occupied unit

41.7

Median age

Years

How they compare

Against the average American household.

  • Median household income

    1.55×

    $112K here$72K everywhere else

  • Typical home value

    1.86×

    $496K here$267K everywhere else

  • Bachelor's degree or higher

    1.72×

    39.9% here23.2% everywhere else

  • Home value against household income

    1.14×

    4.30× here3.77× everywhere else

Who lives next door

Household types that turn up on the same blocks.

The receipts

No.SignalAgainst the countryReading
  1. 01Households with children70th34.5%
  2. 02People per square kilometre69th352 /sq mi
  3. 03Married adults67th59.2%
  4. 04Owner-occupied66th84.3%
  5. 05Average household size70th2.73
  6. 06Renter-occupied35th15.7%
  7. 07Households with a vehicle61st97.2%
  8. 08Single-family detached58th79.3%
  9. 09Never-married adults44th26.1%
  10. 10Commutes by transit52nd0.9%

SourcesFigures from the U.S. Census Bureau. Everything else is observation.